Creditsafe
Get instant access to credit ratings from Creditsafe, through the Lasso API.
If not already included in your solution, this API requires the Creditsafe addon
Contact Lasso X at contact@lassox.com or +45 7174 7812 for information
Getting a credit rating for a company
To get the latest credit rating for a company, you will need the CVR number of said company. The API returns the current and previous credit rating, and for the current rating also a corresponding credit maximum and currency.
A URL for the corresponding pdf can be found in the field pdfUrl
.
The below endpoint will return both the credit score and credit report in PDF format.
GET api.lassox.com/data/creditsafe/{cvr}/rating?skipCache
GET api.lassox.com/data/creditsafe/34580820/rating?skipCache=false
{
"current": {
"creditMax": 1000000.0,
"creditCurrency": "DKK",
"internationalScore": "B",
"internationalDescription": "Low",
"localScore": 58,
"localDescription": "Low Risk"
},
"previous": {
"creditMax": null,
"creditCurrency": null,
"internationalScore": "B",
"internationalDescription": "Low Risk",
"localScore": 59,
"localDescription": "Low Risk"
},
"latestChange": "2022-09-30T13:44:01Z",
"pdfUrl": "http://storage.lassox.com/creditsafe/2b1dec90-d6b1-4e90-94a4-c8e4a0bdc433/dc486ba5-e335-421b-a211-a9ca55229f59.pdf"
}
Caching
Responses are cached for your organization for 24 hours, meaning that you will be able to access a credit rating for 24 hours, without ever spending more than 1 credit on it (see below). If however you wish to skip the cache, this is done by setting the skipCache
parameter to true
Rate limiting and credits
Fetching a credit rating may take some time, depending of whether the credit rating is available from Creditsafe right away, or if it must be recalculated. Expect anything from 5 to 45 seconds for a response.
According to your Lasso subscription, this endpoint may be limited to a certain number of credits. Fetching a credit rating will in such case cost 1 credit. A cache is in place to limit this to 1 credit per company per 24 hours. See above section about caching.